Sara Wescott

Sara Wescott, VP of Operations/Senior Loan Officer

NMLS #1181982
Office: 207.517.9499 ext. 104
Cell: 207.409.4515

As Vice President of Operations, I am very passionate about making Carriage House Mortgage unlike other lenders. We started Carriage House Mortgage with the mission to bring back the small, local mortgage company who could offer personal service and be a great place to work. We strive to provide an experience for our clients and referral partners that is welcoming, informative and fulfilling. We have hand selected people to join us that share the same passion and our team is a group of friendly, resourceful and well-organized individuals. Together we have over 50 years of experience. The value in being a small local company is that we all work together to develop a financing plan for each and every client. Our only focus is mortgage financing which allows us to provide the most competitive rates and loan products.

Kim Brown

Kim Brown, VP of Sales/Senior Loan Officer

NMLS #366522
Office: 207.517.9499 ext. 101
Cell: 207.329.2100

Kim has created a platform that is built on creative financing options specific to client’s needs. Kim’s 15+ years in financing has enabled her to develop the necessary relationships that combines large industry and small local banking. As Vice President of Sales she empowers the team to be their best and always do the right thing for the client.

Cynthia Veroneau

Cynthia Veroneau, Senior Loan Officer

NMLS #1293182
Office: 207.517.9499 ext. 102
Cell: 207.712.3598

Cynthia’s background in real estate, business analysis and communications is coupled with her efficiency and desire to help others achieve their goals. Her strong work ethic, communication style, and commitment to integrity will round out your experience with the excellent team at Carriage House Mortgage.  Cynthia is a proud volunteer in the community, notably her role on the Board of Directors for Women’s Council of Realtors and The Opportunity Alliance, as well as with the Ronald McDonald House, Cheverus High School, St. Brigid, and Holy Cross school.

Amy Torrey

Amy Torrey, Loan Officer

NMLS #1240368
Office: 207.517.9499 ext. 107
Cell: 207.400.9392

Integrity, trust and great communication are the principles by which Amy has built her professional career. With over 7 years of banking experience, and 20+ years in customer service; she helps her clients achieve their goals while providing the best possible experience. Amy is a passionate supporter of the arts and has served on the Board of Directors at Lyric Music Theater as Director of Finance and continues to volunteer her time both on and off stage.

Juliann Simonton

Juliann Simonton, Loan Officer

NMLS #1646573
Office: 207.517.9499
Cell: 207.408.1522

Attention to detail is a strong suit of Juliann’s career. She brings over 20 years of experience in the mortgage industry and focuses heavily on being meticulous with every business dealing to assure the customer is satisfied. Juliann is a dedicated mom of three teenagers and enjoys balancing both her personal and professional aspects of her life.

Linda Walker

Linda Walker, Loan Officer

NMLS #696670
Office: 207.517.9499
Cell: 207.671.3518

Linda chose Carriage House Mortgage because her desire to provide clients with high-level personal service compliments the experience and talent shared among the team.

Linda brings over 15 years of experience in lending and customer service. Linda is involved from pre-approval to closing, keeping both clients and realtors informed throughout the process. Going the extra mile to help clients achieve their homeownership goals is Linda’s trademark.

Linda looks forward to providing her clients with a smooth home-buying experience here at Carriage House Mortgage!

Jim Brown

Jim Brown, Commercial Mortgage Broker

Office: 207.517.9499
Cell: 207.210.7191

Jim Brown brings 20+ years of commercial real estate, mortgage banking, and brokerage experience to Carriage House Mortgage. Jim specializes in multi-unit properties, office buildings, medical offices, mixed-use buildings and retail properties. With local, regional and national lenders available, Jim can place your loan to assure the best rates, terms and conditions. Jim handles all aspects of the financing, which allows the client to focus on their professional and personal life without having to deal with the complexity of the transaction.

Pamela Matthews

Pamela Matthews, Processing

Office: 207.517.9499 ext. 103

Pamela supports our processing and underwriting with her 30+ years of customer service experience. She guides our clients through processing and disclosures.


Louise Miles, Loan Partner/Processing

NMLS #212832
Office: 207.517.9499 ext. 106

Louise brings 20+ years as a loan originator, processor, and assistant to the Carriage House Mortgage team. Her personal communication skills and attention to detail provide valuable insight from the application process to the closing table, while providing the utmost professional care to the client.