207-517-9499

How we help First Time Home Buyers:
We offer multiple loan programs with focus on the “First Time” home buyer. Education is key in guiding our client from application to closing. Discussing options for “Low” to “No” down payment, what mortgage insurance means to your monthly budget, how to document your income and assets, and who can assist you with your down payment are just a few areas we focus on in the beginning of our process. Our local office has easy access and allows the client to come meet us face to face. You can also get started right here by visiting our Apply Online page and completing the application.

When buying a Second Home and/or Investment:
Maine ranks #2 in the nation for second homes. From a cottage or camp to the ski chalet we’ve got you covered. We offer a variety of conventional and jumbo loan products as well as portfolio loan programs that enable buyers looking to build their portfolio at aggressive terms and competitive rates. Getting creative with financing options to include seasonal homes, island properties and ski condos allows us to focus on your whole portfolio not just the transaction at hand. You can get started right here by visiting our Apply Online page and completing the application.

Are you a Seasoned Buyer or looking to Refinance?
Did you know in buying your next home you have options in down payment with as little as 3% down? Our relationships with national lenders allow us to obtain the best possible rates, whether you are looking to purchase or refinance. When refinancing, looking to cash out or simply improve your rate we will help you in making the right decision for your financial security. We pride ourselves in working closely with your real estate agent to put together back to back transactions or create a bridge between your current home and the next. You can get started right here by visiting our Apply Online page and completing the application.

Building your home:
As experts in new construction, we can help you every step of the way with your financing. We offer land loans as well as one time close construction financing. Providing the structure to help you budget your project to meet market values, using land toward down payment funds, and working closely with your development team results in your completed product is everything you dreamed of. You can get started right here by visiting our Apply Online page and completing the application.

We offer all loan programs: Fannie Mae, Freddie Mac, FHA, 203K, Homepath, USDA/ Rural Development, VA, HARP, Seasonal Home, Jumbo, Non-warrantable Condos, Land, Construction, Renovation, Lender Paid Mortgage Insurance, and Asset Based Income. Contact us for more information.